Not known Facts About 228 loan
Not known Facts About 228 loan
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The Board may well modify a little bank score from “Satisfactory” to “Outstanding” with the institution amount the place the bank requests and receives further consideration for pursuits that might qualify pursuant to the Retail Providers and Items Examination in § 228.
(E) Allocation of your greenback quantity of the Neighborhood growth loan or Local community enhancement financial investment to geographic locations served with the loan or expenditure:
indicates the efficiency of volunteer companies by a lender's or its affiliate's board customers or employees, done on behalf on the lender, where by those solutions:
Variables deemed in analyzing the effects and responsiveness of the financial institution's Neighborhood progress loans, Group advancement investments, and Neighborhood enhancement providers include things like, but are usually not restricted to, whether the Local community improvement loan, community development financial investment, or Group growth provider:
(two) A nonmetropolitan Center-earnings census tract is specified as underserved if it meets the standards for inhabitants measurement, density, and dispersion that reveal the world's inhabitants is sufficiently modest, slim, and distant from the population Middle the census tract is probably going to own problems financing the fastened fees of Conference necessary Neighborhood needs.
A lender issue to facts reporting specifications pursuant to § 228.42 have to consist of in its public file a published notice which the CRA Disclosure Statement pertaining to the financial institution, its operations subsidiaries, and its other affiliate marketers, if relevant, may very well be acquired over the FFIEC's Web site at:
(two) A replica of the general public portion in the bank's most up-to-date CRA performance evaluation well prepared with the Board. The financial institution will have to include things like this copy in the public file within thirty business enterprise days following its receipt with the Board;
(ii) Per paragraph (g) of this part, a financial institution's program may well include optional analysis factors or eligible modifications and additions to your efficiency exams that may apply inside the absence of the accredited approach.
usually means the time period, commonly in calendar many years, all through which a bank executed the activities that the Board evaluates in the CRA assessment, in accordance Together with the Board's rules and methods.
구글이나 빙 등 다른 검색 엔진을 사용하고 있다면, 검색창에 "네이버"를 입력하고 검색하면 네이버 홈페이지를 바로 찾아볼 수 있습니다.
The Board evaluates a bank's remote support facility availability in a facility-based assessment place based upon the next:
) Any increase in the calendar calendar year to an current Neighborhood improvement loan that is refinanced or renewed or to an present Local community advancement investment decision that is renewed;
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